InsurOps by Redian Software
The Operating System for African Insurance

Connecting Brokers
& Insurers on
One Cloud Platform

InsurOps unifies the entire insurance value chain — from real-time multi-insurer quoting and automated underwriting to commission tracking and claims intelligence — built for Africa's $98.5B market opportunity. Built by Redian Software.

Platform live · Real-time dashboards & reporting

Africa's Insurance Market at a Glance

$98.5B
Market value 2025
<3%
Penetration rate
$166B
Projected by 2034
87%
Smartphone adoption by 2030

Africa's penetration rate is less than half the 6.8% global average — technology-enabled platforms are positioned to unlock unprecedented growth.

360°
Visibility
8
Core modules
IRA
Compliant

The $98.5B African Insurance Market

Africa's insurance market reached $98.5 billion in 2025, yet penetration remains below 3% — less than half the global average. The protection gap exposes millions to unmitigated risk while technology-enabled platforms promise unprecedented growth.

$98.5B
Market Value 2025
Africa's total insurance market size
<3%
Penetration Rate
vs. 6.8% global average
$166B
Projected by 2034
Significant growth trajectory ahead
87%
Smartphone by 2030
Sub-Saharan Africa adoption rate
Today's Challenges
Broker Challenges
What brokers face today
Manual Quote Comparison

Brokers waste hours contacting multiple insurers individually for each policy quote, losing competitive speed.

Commission Tracking Gaps

Spreadsheet-based tracking leads to revenue leakage and reconciliation delays across the book.

Limited Insurer Access

Regional brokers can only access 3–5 insurers, restricting client options and competitiveness.

  • Heavy reliance on foreign reinsurers due to fragmented local capacity
  • Regulatory modernisation demands real-time compliance capabilities
  • Low financial literacy requires transparent, user-friendly systems
Insurer Challenges
What insurers face today
Disconnected Networks

Insurers manage hundreds of broker relationships through email, phone, and disconnected portals.

Delayed Quote Turnaround

Manual quote generation creates 24–48 hour delays that cost competitive deals.

  • Limited visibility into broker sales pipeline for strategic planning
  • Customer data fragmentation prevents personalized products
  • Embedded insurance opportunities remain untapped without API infrastructure
  • Regulatory compliance across broker networks creates audit risk

Introducing InsurOps

A cloud-based operating system that unites brokers and insurers in a single digital ecosystem — eliminating friction, unlocking market access, and enabling intelligent automation at every step of the insurance lifecycle.

Brokers

Access all insurers · real-time quotes · AI recommendations · portfolio analytics

InsurOps Platform

Cloud operating system with integrated workflows

Insurers

Unified broker network · automated underwriting · embedded APIs

End Customers

Self-service portal · mobile app · instant policy access

Cloud-Native Architecture

Device-agnostic accessibility enables brokers in urban and rural areas to operate efficiently — 99.9% uptime guaranteed.

Single Sign-On Access

Instant access to multiple insurer products without separate credentials — one platform, all insurers.

Real-Time Sync

All parties work with current policy data, eliminating version control issues and manual reconciliation.

Built-In Compliance Workflows

Automated documentation and regulatory reporting for audit readiness — TIRA, IRA, and regional regulator ready.

10×
Distribution reach
60%
Cost reduction
24h→0
Quote delay eliminated

Competitive advantages through unified insurer access

Brokers gain everything they need to grow their book, serve clients better, and outpace the competition — all from one dashboard.

All Insurers, One Platform

Connect to entire insurer network from a single dashboard — no switching, no friction.

AI Quote Recommendations

Machine learning suggests optimal pricing and coverage combinations for each client profile.

Automated Commission Tracking

Real-time visibility into earnings across all policies — eliminate revenue leakage forever.

Mobile-First Field Operations

Generate quotes, bind policies, and service clients from anywhere — including offline capability.

Scale distribution without scaling headcount

Insurers gain a unified network, intelligent analytics, and automated operations — turning broker relationships into a powerful growth engine.

10×
Distribution Reach

Access hundreds of active brokers instantly vs managing relationships individually.

60%
Cost Reduction

Eliminate redundant systems, manual reconciliation, and broker onboarding overhead.

Real-Time Market Intelligence

Analytics across entire broker network reveal emerging trends before competitors.

AI-Powered Fraud Detection

Analyse claim patterns across the full broker network to identify anomalies early.

Embedded Insurance APIs

Enable partnerships with fintech platforms and e-commerce to reach uninsured populations at scale — digital onboarding adds new brokers in hours, not weeks.

Complete Platform Capabilities

Eight integrated modules covering the full insurance lifecycle — from product configuration through advanced analytics, without spreadsheets or silos.

01 — Products

Product Configuration

Configurable insurance products with flexible pricing, coverage terms, and insurer mapping for retail and commercial lines.

02 — Policies

Policy Lifecycle

End-to-end management from issuance through renewal and cancellation — with automated renewals, endorsements, and full audit trails.

03 — Clients

360° Customer View

Unified customer management aggregating policy history, claim records, and service requests — enabling personalized service and cross-sell.

04 — Insurers

Multi-Insurer Management

Seamless access and performance visibility across multiple insurers — instant multi-insurer quote comparison and real-time binding.

05 — Claims

Claims Intelligence

Track claims from First Notice through settlement. Analyse patterns by geography and product, and identify fraud indicators early.

06 — Payments

In-House Payment Management

Real-time premium tracking with M-Pesa, Tigo Pesa & Airtel Money integrations — eliminating payment friction and leakage.

07 — Commissions

Agent Commission Management

Automated, transparent commission calculation and reconciliation for your broker agent network — zero revenue leakage.

08 — Reports

Advanced Analytics & Compliance

Pre-built dashboards tracking earnings, retention, claims ratios, and pipeline. Exportable reports meet regulatory and board requirements.

Enterprise-Grade Technology Foundation

Built on proven cloud infrastructure with AI, mobile-first design, and API-first architecture — ready for Africa's digital-first insurance economy.

Cloud-Native Architecture

Hosted on redundant infrastructure with 99.9% uptime guarantee and automatic scaling during peak periods.

Mobile-First Design

Progressive web app works on smartphones, tablets, and desktop with offline capability for intermittent connectivity.

API-First Integration

RESTful APIs enable connections to insurer core systems, payment gateways, and third-party services for embedded insurance.

AI & Machine Learning

Predictive analytics for pricing optimisation, risk assessment, personalized product recommendations, and fraud detection.

Enterprise Security

Bank-level encryption, role-based access control, and comprehensive audit logging meeting all regulatory requirements.

Real-Time Processing

Event-driven architecture ensures instant quote delivery, policy binding, and commission calculations at any scale.

Meet customers where they transact

InsurOps API infrastructure enables real-time insurance activation at the point of transaction — unlocking millions of uninsured Africans through the platforms they already use.

  • Digital distribution models can close protection gaps at scale
  • In Nigeria and Kenya, InsurTech startups already use API infrastructure to power embedded insurance
  • Telco partnerships enable premium collection through mobile money, eliminating payment friction
  • Coverage activates instantly at transaction completion — zero friction for end customers
E-commerce Checkout
Shipping protection added at point of sale — seamlessly embedded in checkout flow
Ride-Hailing Apps
Automatic accident coverage activated for the duration of each trip
Mobile Money Wallets
Microinsurance integrated into everyday financial services and M-Pesa
Agricultural Platforms
Crop insurance embedded directly in farming supply chains and agri-input platforms

Implementation & Partnership

From pilot to full production in 30 days — zero hardware, full cloud deployment, and dedicated support from our insurance domain experts.

30
Days to Launch

Broker onboarding completed in one month with phased rollout — start with pilot group, validate workflows, then scale.

$0
Hardware Required

Full cloud deployment eliminates all infrastructure costs — access from any device on any network.

24/7
Dedicated Support

Local support team with insurance domain expertise available via phone, chat, and email.

Phased Rollout

Start with pilot broker group, validate workflows, then scale the network systematically.

Comprehensive Training

Onsite and remote training programmes ensure broker teams master the platform quickly.

Data Migration Support

Automated tools and support team assist with importing existing policy and client data.

Flexible Pricing Models

SaaS subscription, transaction fees, or hybrid models aligned to your business structure.

Integration Services

Technical team manages connections to core systems, payment processors, and regulatory reporting.

Regulatory Compliance

Built-in TIRA and IRA compliance workflows with automated documentation and audit readiness.

A global technology partner for insurance & fintech

Redian Software is a global technology partner delivering AI-driven insurance systems, core banking & fintech platforms, and enterprise digital transformation. With engineering hubs in India and Kenya, we serve clients across the USA, UK, Middle East, and Africa.

We empower financial institutions, insurers, SACCOs, MFIs, and NBFCs with modern, scalable technology — combining deep domain knowledge with flexible stacks like Zoho, Odoo, Salesforce, and custom-built frameworks, always localised to regional regulatory needs.

Visit rediansoftware.com
🇮🇳
India (HQ)
1st Floor, B-49, Sec-63, Noida – 201301
🇺🇸
United States
The Pinnacle Building, 5th Floor, Atlanta, GA
🇦🇪
UAE
Meydan Freezone, 6th Floor, Meydan Road, Dubai
🇰🇪
Kenya
10th Floor, Westpark Towers, Westlands, Nairobi

Ready to transform your brokerage?

Speak to our team and see InsurOps in action — tailored to your market and workflows.